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Whole life insurance policy policies are non-correlated properties. No matter of what takes place in the market (supply, actual estate, or otherwise), your insurance policy keeps its worth.
Market-based investments expand wealth much faster but are subjected to market variations, making them naturally risky. Suppose there were a third container that supplied safety yet additionally modest, surefire returns? Whole life insurance is that third bucket. No matter of exactly how varied you assume your profile may be, at the end of the day, a market-based investment is a market-based investment.
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